As I delve into the vibrant world of Promise Mascot Agency, it’s clear that this isn’t just a business simulation game. There’s a rich narrative hidden beneath its surface, teeming with drama. Beyond managing Mascots and constructing my own business empire, I find myself in a race against time to accumulate enough wealth to safeguard the wellbeing of my loved ones.
In the game’s storyline, players find themselves burdened with a massive debt of 12,000,000,000 Yen owed to rival Yakuza gangs. With such a large sum looming over the matriarch, some players might be curious about whether you have to settle Shimazu’s debt in Promise Mascot Agency and what the potential repercussions could be if they fail to meet their family obligations.
The following article contains minor spoilers to the story of Promise Mascot Agency.
Should You Pay Shimazu’s Debt in Promise Mascot Agency?

To clarify, you should indeed hand over some money to Shimazu, which is in relation to the debt owed to rival Yakuza groups, but it’s not necessary to pay the full 12 billion Yen. As your story unfolds, you will be required to contribute 1 million Yen towards their finances. However, beyond that, your primary concern should be keeping the level of threat from becoming too serious.
During the game, funds may occasionally be tight, meaning players shouldn’t feel compelled to allocate resources to Shimazu. Instead, the primary concern should be taking care of the Mascots you’ve recruited, rejuvenating the ailing town, and buying items that enhance performance like Hero Cards. However, contributing to Shimazu’s debt offers certain advantages. On three distinct occasions, she will use her connections to lower your nightly bills by 2%, which can be cumulative. The specific amount required to trigger this reduction isn’t clear, so it’s advisable to send money in smaller increments to maintain flexibility for business expenses.
The fact that you won’t have to pay the entire sum can be attributed to how the tale unfolds. To keep things vague, let me say that by the end of the storyline, there is a resolution that eliminates the necessity for further financial support to Shimazu and his fellow clan members back home.
What Happens If You Don’t Pay The Debt?

Though it’s not necessary to repay the entire debt, it remains crucial that players provide extra funds to Shimazu, beyond the 1,000,000 minimum stated in the story.Failing to do so could lead to dire consequences, such as Shimazu facing retribution from her enemies and potential failure within the game. However, this is not a catastrophic event, as you can easily return to your latest autosave point and correct any previous mistakes.
In essence, Promise Mascot Agency isn’t designed as a challenging game per se; rather, it provides ample opportunities for failure prevention. With numerous alerts about potential threats, you’re less likely to lose the game if you stay active. To ensure success, focus on generating income by assigning mascots to tasks such as jobs and merchandise sales initially. If you find yourself financially secure, it’s highly improbable that you’ll fail unless you leave the game for an extended period or deliberately choose not to advance. It’s important to note that purposely failing offers no rewards in terms of achievements, making it a choice with minimal benefits beyond viewing some dialogue screens.
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2025-04-10 19:51