How to Pay Loans in Animal Crossing: Pocket Camp Complete

How to Pay Loans in Animal Crossing: Pocket Camp Complete

As a seasoned gamer with countless hours under my belt, I must say that Animal Crossing: Pocket Camp Complete has truly captivated me. The game’s attention to detail, especially when it comes to customizing your camper, is nothing short of remarkable. However, the loan system can be a bit tricky for newcomers like myself.

In the game titled “Animal Crossing: Pocket Camp Complete“, you begin with your own campsite and a camper. By bringing your camper to OK Motors, you can alter its exterior and interior design. Keep in mind that premium changes don’t come without cost; each time you enhance the interior of your camper within “Pocket Camp Complete“, a loan will be automatically deducted from your account.

Where to Pay Off Loan in Animal Crossing: Pocket Camp Complete

Loan App in Menu

How to Pay Loans in Animal Crossing: Pocket Camp Complete

In the game “Animal Crossing: Pocket Camp Complete“, you can settle your loans conveniently from any location. Just tap the “four square” icon, which is situated above your planner in the bottom-right corner of the screen. After that, choose the loan app with the OK Motors logo to proceed.

The Loan Installment is broken into two sections:

  • The amount of Bells you have.
  • The Amount to Pay.
  • The Loan Balance.

You can pay in increments of 1000, 5000, or 10000 Bells. Tapping the sections with the Bell amount will add currency to the “Amount to Pay” line. Hit the Pay now. button to put the money towards the loan.

Once your loan is fully repaid, it would be ideal for you to navigate towards OK Motors and have a conversation with Giovanni. At that point, you could consider taking out another loan for the following modification. However, it’s important to note that they won’t disclose the cost of the interior upgrade until after the installation process is complete. This means there’s a chance you might encounter an unexpectedly high payment if you decide to continue with further interior improvements.

Every OK Motors Loan in Pocket Camp Complete

Customizing vs. Expanding

How to Pay Loans in Animal Crossing: Pocket Camp CompleteHow to Pay Loans in Animal Crossing: Pocket Camp Complete

At OK Motors, you’ve got the chance to personalize your very own camper! Pop by and chat with Giovanni, who’s conveniently stationed next to your camper. Then, unleash your creativity with the option to “Tailor my Camper’s Exterior!” or “Enhance its Interior Space!”.

  • If you choose “Customize my camper!”, you’ll then be prompted to select “New style or paint job!” or “Special paint job!”. The style of the camper is free, but the special painting will cost you Leaf Tokens instead of Bells.
  • If you choose “Expand the interior!”, Giovanni will tell you what will be done on the camper. “Expand the interior!” can’t be paid with Leaf Tokens. Instead, you’ll take out a loan.

Here are all the loan costs for the camper:

DescriptionLoan Amount
Upgrade #1Expands the first floor (8×12).10000 Bells
Upgrade #2Adds the second floor to the camper (8×8).30000 Bells
Upgrade #3Expands the second floor (8×12).50000 Bells
Upgrade #4Expands the first floor (10×12).100000 Bells
Upgrade #5Expands the first floor (10×16).150000 Bells
Upgrade #6Expands the second floor (10×12).200000 Bells
Upgrade #7Expands the second floor (10×16).250000 Bells

What Happens If You Don’t Pay Your Loan?

Do Loans Accrue Interest in Pocket Camp?

How to Pay Loans in Animal Crossing: Pocket Camp Complete

In contrast to real-world loans, the debts you accumulate in Pocket Camp Complete won’t build up additional charges or interest. Instead, you can take all the time necessary to settle your loan completely. However, it’s important to note that until a loan is repaid, you won’t be able to enhance your camper.

If you’re finding it tough to gather Bells, consider checking for any ‘Buncha Bells’ or ‘Bell Maps’ in Blathers’ Treasure Trek. You’ll need materials to progress on these maps, but if you have Leaf Tokens, opt for the ‘Auto-Trek’ feature. This will help you collect every ‘Bell bag’ on the map automatically. Each time you clear a Bells map, it costs 3 Leaf Tokens. So, if you have extra tokens, it would be beneficial to use them for Blathers’ Treasure Trek.

Earning Bells can be achieved by increasing your bonds with fellow villagers, fulfilling their requests, and gathering Bells from the set objectives (Goals).

To streamline your tasks, opt for Pete’s Parcel Service in Pocket Camp Complete. This way, you can avoid the hassle of individually approaching the animals by teleporting around the game.

In essence, hold off on enhancing your camper’s interior until you’re almost ready with the required number of Bells for the upgrade. Although it’s fine to take your time repaying loans in Pocket Camp Complete, if you aim for a fully upgraded camper, it would be beneficial to clear the loan as soon as possible.

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2024-12-06 12:03