You Won’t Believe How Easy It Is to Take Out a Loan in InZOI

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InZOI represents a highly realistic life simulation video game. Within this game, players design characters known as Zois, who then venture out into the virtual world. Here, these Zois can work, establish relationships, and even start their own families.

In the game InZOI, one particularly useful aspect, especially for newcomers, is the option to establish a bank account. This feature allows players to set up savings accounts or acquire loans to ensure their Zois thrive financially. Although this function isn’t highlighted frequently within the game, here’s an extensive walkthrough explaining how to create and manage a bank account in InZOI.

By rephrasing the original text, we have created a more natural and easy-to-read version that maintains the same meaning.

How to Open a Bank Account in InZOI

Using a charming feline theme, Zois employs an endearing digital currency known as Meows. Each newcomer to Zois is provided with a certain quantity of Meows, yet they tend to deplete these swiftly by purchasing goods, food, and necessary items within the game.

Once players design their character (Zoi), they get the opportunity to select a place to reside, whether it’s a city with distinct culture and ambiance. The game presents two such urban locales for selection, each offering a unique blend of residential spaces, commercial establishments, and public recreational areas like parks.

A bank serves as a place where Zois can go to handle their financial matters. Although there’s a Money Shortcut Option in the instruction manual, players might prefer to accumulate Mews through playing the game. If Zois desire to invest or require some extra funds, they can open a bank account by visiting one of the two banks found within the game.

  • Narae Bank – Dowon
  • Southwest Bank – Bliss Bay

1. Option A:

You have the choice to utilize your smartphone or access the map by tapping the “Edit City” button situated at the screen’s base. To travel to the bank, you can do so via car, subway, or bus. Players are enabled to purchase their Zois vehicles directly through their mobile devices.

2. Option B:

Simply use your phone or open the map by hitting the “Edit City” button at the screen’s bottom. To get to the bank, you can drive, take the subway, or ride a bus. The players can buy Zois cars using their phones conveniently.

3. Option C:

Either employ your smartphone or open the map by tapping the “Edit City” button at the screen’s base. To visit the bank, you may choose to drive, use public transit, or hop on a bus. Players can easily buy their Zois vehicles using their phones.

4. Option D:

You can either operate your phone or view the map by tapping the “Edit City” button at the screen’s bottom. To reach the bank, you can drive, take a subway, or catch a bus. Players have the option to buy their Zois cars through their mobile devices.

5. Option E:

Use your phone or check out the map by tapping on the “Edit City” button at the bottom of the screen. To make your way to the bank, you can drive, ride public transit, or catch a bus. Players are able to buy their Zois cars using only their cellphones.

Make your way into the bank, locate one of the ID scanners (they’re usually found on the tables in the center), and use it to start the process of opening an account. Once your account becomes active, you’ll get a confirmatory text from Zois.

How to Use a Bank Account in InZOI

Savings Accounts and Loans

Bank accounts can be used to do two things in InZOI:

  • Deposit money into a savings account.
  • Take out a bank loan.

Savings accounts prove beneficial as they accumulate money over time when frequent deposits of Meows are made. To begin with, one can start by making an initial deposit, known as Tier One Deposit. After some time has passed, the initial deposit along with additional funds will be returned to the account holder. Subsequently, they can progress to the next tier and make a slightly larger deposit.

Furthermore, Zois is eligible to submit an application for a Tier One Loan. Upon approval and processing of this application, the funds will be electronically transferred into their account directly.

It takes about three in-game hours for a loan to be approved.

Zoi’s bank accounts will effectively be frozen until they pay back their loan. To settle the debt, they should visit a bank and scan their ID. A ‘Repay Loan’ option will appear on the screen, from which the total amount owed will be deducted directly from their account. The loan system has a tiered structure similar to savings deposits, so Zoi can only take out another loan for a larger sum in the future.

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2025-04-03 06:04