Term Deposits Meet Their Waterloo: Onchain Liquidity Steals the Spotlight
The crux of this upheaval? Not the interest rate, but liquidity-the very thing traditional banks treat with the disdain of a duchess eyeing a commoner’s crumpet. For years, savers have been forced to choose between earning interest and clutching their cash like a miser guarding a gold sovereign. On-chain alternatives, however, have swept in with the grace of a dashing rogue, offering both yield and freedom. One might say they’ve removed the trade-off “entirely,” though one suspects the banks would prefer to keep it tucked under the carpet.





