Visa’s New Stablecoin Payouts: Finally, Money That Doesn’t Sleep! 💸

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Key Highlights

  • Visa tests stablecoin payouts to help creators and gig workers get paid faster worldwide. Finally, someone’s paying attention to the people who actually work for a living.
  • Businesses can send USDC directly to recipients’ wallets. Because who doesn’t want more digital dollars?
  • Companies pay in regular currency, which Visa converts to stablecoins. Because nothing says “trust” like a digital token backed by… well, nothing, really. The pilot runs with select partners and will expand in 2026. Because nothing says “urgency” like a 2026 rollout.

Visa Inc. has begun testing a new method for businesses to pay creators and gig workers using stablecoins, digital dollars backed by the U.S. currency. Oh, great. Now even the banks are trying to keep up with the times. What’s next? A 50% discount on existential dread?

According to the official press release, the initiative allows businesses and platforms to send money directly to recipients’ stablecoin wallets. Because nothing says “personalized service” like a wallet that’s basically just a number on a screen. While companies fund payouts in traditional currency, recipients can receive funds in USD-backed stablecoins such as USDC. Because who needs actual cash when you can have a digital illusion?

Visa says the goal is to help creators, freelancers, marketplaces, and gig workers get paid faster, especially in regions where banks are limited or local currencies are unstable. Ah yes, because nothing says “financial empowerment” like relying on a tech giant to hand you a digital IOU.

How the program works

Visa has been experimenting with stablecoin payments for some time. In September, it launched a pilot that allowed businesses to fund payouts with stablecoins instead of traditional currency. Because who doesn’t want to pay with something that’s literally just a number?

The new program takes it further by sending payments directly to recipients’ wallets. This puts digital dollars straight into the hands of consumers, freelancers, and creators. Because nothing says “freedom” like having your money stored in a wallet that’s 90% likely to be hacked. Under this program, payments are fast, cross-border, and transparent. Each transaction is recorded on the blockchain. Because nothing says “transparency” like a ledger that’s basically just a bunch of code. Recipients can hold, spend, or convert their stablecoins as needed. Because who doesn’t want to spend their life converting digital tokens?

The pilot is aimed at international businesses, marketplaces, creator, and gig economy platforms, fintechs, and anyone with a compatible stablecoin wallet who meets KYC and AML requirements. Because nothing says “inclusivity” like a system that requires you to jump through regulatory hoops.

Companies fund payouts in regular currency, which Visa converts to stablecoins. The pilot currently works with select partners, with broader access expected in 2026. Because nothing says “excitement” like a 2026 rollout. I’m already counting down the days.

Making money more accessible

Chris Newkirk, President of Visa’s Commercial and Money Movement Solutions, said the pilot aims to make money accessible in minutes, not days. He added, “Whether it’s a creator building a digital brand, a business reaching new global markets or a freelancer working across borders, everyone benefits from faster, more flexible money movement.” Because nothing says “benefits” like a system that’s basically a glorified ledger.

Research from Monetized’s 2025 Creator Report shows why this is important. About 57% of digital content creators said instant access to funds is the main reason they prefer digital payments. Because nothing says “priority” like needing money to buy more stuff. Faster payouts help creators manage earnings efficiently without waiting for banks. Because who has time to wait for banks when you can wait for a tech company to process your digital IOU?

Expanding stablecoin reach

Since 2020, Visa has processed more than $140 billion in crypto and stablecoin transactions, including purchases and spending using Visa credentials. Because nothing says “trust” like a company that’s moved $140 billion in digital tokens.

It now supports 130+ stablecoin-linked card programs in 40+ countries, with rising spending and growing support for more blockchains and stablecoins. Because nothing says “growth” like a system that’s basically just a bunch of code. Monthly volumes have topped a $2.5 billion annualized rate. Because nothing says “success” like a number that’s basically just a guess.

The company is exploring partnerships and pilot programs to make stablecoins more practical. This includes partnerships with African payment firm Yellow Card, as well as collaborations with developers, fintechs, and local platforms across CEMEA. Because nothing says “global” like a company that’s finally trying to be everywhere.

In September, the company added support for two new dollar-backed stablecoins, PayPal USD (PYUSD) and Global Dollar (USDG), and plans to support four more on different blockchains. Because nothing says “innovation” like adding more stablecoins to an already overcrowded market.

Visa is also supporting products like Fold’s Bitcoin credit card, which operates on its network and lets users earn Bitcoin rewards automatically on everyday purchases. Because nothing says “luxury” like earning Bitcoin while buying groceries. These steps show that Visa is building infrastructure to make digital currencies practical for everyday use and cross-border money transfers. Because nothing says “practical” like a system that’s basically just a digital ledger.

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2025-11-12 17:11