RippleX Highlights Major XRP Ledger Enhancements, Here’s What’s New

As a seasoned researcher with extensive experience in blockchain technology, I find the latest updates to the XRP Ledger (XRPL) by RippleX truly intriguing. The introduction of a Single Asset Vault and Lending Protocol is a significant step towards enhancing efficiency and adaptability on the XRPL.


Under the guidance of RippleX, the innovative sector of Ripple, they’ve just revealed significant advancements for the XRP Ledger (XRPL). These improvements aim to transform the way transactions occur within the XRPL, enhancing its efficiency, security, and adaptability.

Just now, RippleX shared on Twitter that two major upgrades – a new vault system and a lending protocol – are now live on the XRP Ledger. These enhancements have been introduced via the XLS-65d and XLS-66d standards.

Update on the XRPL regarding modifications in the Vault & Lending Protocol:— RippleX (@RippleXDev) September 30, 2024

The “XLS-65d: Single Asset Vault (SAV)” streamlines the structure to allow assets to be held directly within the vault itself. This removes two excess transactions and enhances efficiency, offering a smoother user experience overall.

A single asset pool, or deposit pool, is a fresh on-chain tool that collects assets from multiple depositors, allowing these assets to be utilized by various other on-chain systems.

A unified deposit box consolidates assets from multiple depositors, offering ownership proportions in the form of shares. Various other financial systems, including lending platforms, can tap into these assets through this box, regardless of whether they produce interest or returns.

The specification introduces a new vault ledger entry, which contains key details such as available assets, shares, total vault value and other relevant information.

New updates arrive on XRP Ledger

The recently introduced “XLS-66d: Lending Protocol” implements modifications to correspond with the latest vault adjustments, thereby combining deposit and redemption procedures into one seamless process, greatly enhancing efficiency.

The lending lrotocol uses the vault on-chain object to provision assets from one or more depositors. A loan broker is in charge of managing the lending protocol and the related vault. The vault owner and loan broker must share the same account, though this may change in the future.

In prioritizing compliance, RippleX pointed out that the updates made to their vault and lending protocols now provide easier and more straightforward handling of clawback and freezing requirements.

During the weekend, the mainnet of XRPL activated modifications for fixPreviousTxnID and fixEmptyDID. These adjustments rectify issues related to the functioning of ledger objects and prepare for future DID (Decentralized Identifier) support.

Read More

2024-10-01 16:40