FTX Repayment Plan Faces Potential Hurdle From SEC Scrutiny

As a seasoned researcher with over two decades of experience in financial markets and regulatory compliance, I find the ongoing saga between FTX and the SEC intriguing yet concerning. Having closely followed the evolution of cryptocurrencies and their regulation since their inception, I can’t help but notice a peculiar pattern in the SEC’s approach to stablecoins.


The U.S. Securities and Exchange Commission (SEC) has voiced concerns about the debt repayment strategy suggested by bankrupt crypto exchange FTX, hinting at possible legal hurdles should the plan involve issuing stablecoins to creditors. These reservations are detailed in a court filing submitted to the U.S. Bankruptcy Court in Delaware on August 30, which clarifies the SEC’s position on the legitimacy and control of cryptocurrencies used in the repayment plan.

SEC May Dispute The FTX Plan To Reimburse Investors

Initially prominent in the digital currency trading platform sector, FTX requested Chapter 11 bankruptcy protection towards the end of 2022 after experiencing a sudden downfall that caused turmoil within the cryptocurrency market. The filing made public on Wednesday indicates tension between FTX and the Securities and Exchange Commission (SEC), particularly concerning the distribution strategies proposed in FTX’s Chapter 11 plan, specifically the possibility of employing stablecoins – a type of cryptocurrency linked to a stable asset such as the US dollar.

The document indicates that the SEC has not labeled such transactions as illegal outright, yet it emphasizes its power to contest these transactions according to U.S. securities regulations. The submission asserts this point.

“The debtors’ holdings contain digital currencies that they may choose to convert or distribute according to the plan. Additionally, the debtors are investigating various distribution methods, one of which could involve providing stablecoins to specific creditors. The Securities and Exchange Commission does not endorse the legality, under federal securities laws, of the transactions detailed in the plan and reserves the right to contest transactions involving cryptocurrencies.”

As a crypto investor, I’ve taken note that the SEC has insisted on removing the discharge provision from the Plan and the proposed confirmation order, along with requesting particular amendments to both documents. Moreover, they’ve made it clear that they reserve the right to oppose the approval of the Plan if these changes aren’t implemented as requested.

This stance comes despite the SEC recently dropping its enforcement actions against certain stablecoin operators, reflecting a inconsistent stance against cryptocurrencies. Industry experts have reacted to the SEC’s position with strong criticism. Alex Thorn, head of research at Galaxy Digital, voiced his dissent on X, questioning the SEC’s consistent oversight claims over stablecoins.

In a recent statement through X, Thorn expressed that although the SEC has recently ceased enforcement actions against Paxos and failed to win their case against Binance regarding dollar-backed stablecoins in July, they continue to assert that these stablecoins are classified as ‘crypto asset securities.’ Thorn considers this a clear example of excessive jurisdictional reach.

Thorn continued by stating that the SEC’s letter appears “rather unreasonable” upon reflection. He further noted that few, such as other regulators and both parties, believe the SEC should oversee technologies that keep numbers stable. The SEC fails to provide a justification in this instance, instead clinging stubbornly to their stance. It seems they feel compelled to maintain a certain level of vigilance over these seemingly straightforward tools, lest anyone with legitimate intentions uses them.

On October 7, 2024, a crucial hearing is set to take place which will help decide if FTX’s proposed repayment strategy complies with the oversight of Securities and Exchange Commission (SEC) rules.

At press time, FTT traded at $1.23.

FTX Repayment Plan Faces Potential Hurdle From SEC Scrutiny

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2024-09-02 13:41