Ripple, Aviva, and the XRPL: A Spectacle of Tokenized Funds

by

Key Highlights

  • Ripple and Aviva have joined forces to plant traditional funds onto the XRPL, as if coaxing a stubborn grandpapa to dance-promising faster, cheaper, and somehow more secure transactions, the kind of bravado that makes a ledger blush.
  • XRPL now parades large-scale tokenized assets with 4B+ transactions, 7M wallets, and 120 independent validators, a bustling crowd in a room where every cough is a confirmation and every nod a notarized joke.
  • Beyond Europe, Ripple expands XRPL’s social circle with projects like Zand stablecoins and a $280M diamond tokenization in the UAE, because nothing says sophistication like diamonds wearing digital masks.

In the peculiar theater of contemporary finance, the firm Ripple, ever eager to polish its brass, has clasped hands with Aviva Investors to transplant conventional funds onto the XRP Ledger-an enterprise that sounds like persuading a stern aunt to accept a new pastry at the family table.

According to the proclamation from Ripple’s scribes, Aviva Investors intends to experiment with tokenized funds to hasten processes and trim operational costs, drawing on XRPL’s swift, low-fee transactions, all while pretending the mining fever has never existed.

Senior executive at Ripple Reece Merrick proclaimed on X, “We’re thrilled to announce that Ripple is partnering with Aviva Investors to bring traditional fund structures to the XRP Ledger.”

“We’re thrilled to announce that @Ripple is partnering with Aviva Investors to bring traditional fund structures to the XRP Ledger. This marks our first collaboration with a European investment management firm to tokenize real-world assets (RWAs) at scale. By leveraging the…

– Reece Merrick (@reece_merrick) February 11, 2026

The partnership will enable Aviva Investors to go digital with their fund options without betraying regulated markets. With XRPL’s aid, Aviva aims to conduct blockchain transactions that are secure, swift, and free from the need for mining, which is to say: no pickaxes in sight.

Jill Barber, Chief Distribution Officer at Aviva Investors, remarks, “We believe tokenization can bring numerous benefits to investors, including time and cost efficiency.” The collaboration arrives amid a rising fashion for traditional finance to flirt with technology, expanding reach while pretending to be modern, all at once.

How XRPL supports institutional finance

The XRPL has handled more than 4 billion transactions and supports over 7 million active wallets. With 120 independent validators, the network stays secure and decentralized, a chorus of clerks who never quite retire. It also offers tools for compliance and energy-efficient settlement, which makes it practical for regulated institutions.

Nigel Khakoo, Vice President at Ripple, observed, “Tokenisation is moving from mere experiments to large-scale production.” He added, “The development of tokenized fund structures is one that we believe can bring huge technological efficiencies to the investment sector, and we expect this to take full effect over the next decade.”

Beyond Aviva, Ripple is courting other organizations to widen XRPL’s real-world use. In the UAE, Zand Bank links its AEDZ stablecoin with RLUSD, a U.S. dollar-pegged stablecoin. Meanwhile, Billiton Diamond teams with Ctrl Alt to convert $280 million worth of polished diamonds into digital tokens on XRPL. These ventures show the ledger turning from a quiet tavern into a bustling marketplace of digital assets and tokenized baubles.

Read More

2026-02-11 16:04