Ripple’s RLUSD Celebrates 1st Birthday with 5 Epic Wins!

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Ripple Labs recently celebrated one year of its RLUSD stablecoin. To celebrate the first anniversary of the stablecoin, Standard Custody CEO Jack McDonald highlighted five milestones attained. 🎉

RLUSD hits its first anniversary

According to McDonald, RLUSD, which launched on Dec. 17, 2024, is ending 2025 among the top five USD stablecoins in record time. 🧠💸

Additionally, the U.S. Office of the Comptroller of the Currency (OCC) gave conditional approval for Ripple to establish a National Trust Bank. Because nothing says “trust me” like a government agency giving you a thumbs up. 🚀

This adds federal oversight in addition to existing state regulation from the New York Department of Financial Services (NYDFS). It also sets a new high standard for stablecoin compliance, providing stronger protections for RLUSD holders. Because who needs a little chaos? 🧩

Third, RLUSD expanded to new chains via Wormhole, a cross-chain interoperability protocol. This allows seamless, native movement of RLUSD without wrapped tokens. It is launching on major Ethereum layer-2 networks, including Optimism, Base, Inkonchain and Unichain. Because why have one chain when you can have a dozen? 🌐

The $RLUSD monthly independent attestation for November is now live! Some recent updates:$RLUSD hit its one-year anniversary, ending an incredible year as a top 5 USD stablecoin in record time!@USOCC granted conditional approval of Ripple National Trust Bank, allowing $RLUSD…

– Jack McDonald (@_JackMcDonald_) December 29, 2025

Another notable milestone in year one is RLUSD’s recognition by the Financial Services Regulatory Authority (FSRA) in the Abu Dhabi Global Market (ADGM). Because nothing says “we’re serious” like a Middle Eastern regulator giving you a nod. 🌍

FRSA officially recognized RLUSD as an Accepted Fiat-Referenced Token. As a result, licensed institutions in ADGM could use RLUSD as collateral on exchanges and prime brokerage platforms. Because why hold cash when you can hold a digital IOU? 💸

Furthermore, Gemini crypto exchange added support for RLUSD on the XRPL Ledger (XRPL). This enables near-instant settlement with very low fees, compared to networks like Ethereum. Users can hold a single RLUSD balance on Gemini and move it seamlessly between XRPL and Ethereum. Because who doesn’t want a stablecoin that’s basically a gold-plated IOU with extra features? 💡

Why RLUSD expanding fast

The RLUSD stablecoin has seen massive adoption since it launched a year ago. This is driven by institutional demand, regulatory approvals, multichain expansion and enhanced exchange support. Because everyone loves a good “I told you so” moment. 🤯

It positions RLUSD as a compliant, enterprise-focused stablecoin competing in payments, DeFi and tokenized assets, while emphasizing transparency and trust. Because nothing says “trust” like a 100% reserve ratio and a bunch of legal paperwork. 📄

The stablecoin is backed by U.S. dollars and other cash equivalents, with reserves held in segregated accounts. RLUSD surpassed a $1 billion market capitalization in November 2025. It is now one of the biggest USD-backed stablecoins, following such giants as Tether (USDT), Circle’s USDC and PayPal’s PYUSD. Because if you’re going to be a stablecoin, you might as well be a big one. 🦁

Given its growth trajectory, RLUSD is on its way to join the top 50 cryptocurrencies by market capitalization. As of press time, CoinMarketCap data revealed that RLUSD is the 52nd largest crypto, with a market cap of $1.33 billion. Because being number 52 is just the beginning of the real journey. 🚀

Moreover, Ripple has also moved to increase RLUSD’s utility by partnering with fintechs like RedotPay, Yellow Card and Chipper Cash. Because who doesn’t want to pay for coffee with a stablecoin? ☕

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2025-12-30 15:41