My dear, the former Ripple CTO, David “JoelKatz” Schwartz, has gracefully waltzed into the fray to address the preposterous XRP price predictions. With a raised eyebrow and a flick of his metaphorical wrist, he declares that the current market price is, in fact, a rather blunt referendum on the credibility of those who believe in a $100 XRP. How utterly charming of him to remind us that the hype cycle often leaves the finer points of XRPL economics and scaling tradeoffs in the dust.
XRP at $100? Really, My Dear?
Schwartz, ever the diplomat, declined to make an absolute claim when pressed by an eager X user to declare XRP’s journey to $50 or $100 as impossible. “I don’t feel comfortable saying something like that,” he purred, with a hint of amusement. “After all, I once thought XRP hitting $0.25 was as likely as a snowball’s chance in Hades. And look at us now!”
Instead of indulging in such folly, our dear Schwartz offered a thought experiment, dripping with logic. “If rational investors truly believed XRP could hit $100 in a few years, they’d be snapping it up like caviar at a society ball,” he quipped. “The current price lingering below $10? My dear, that’s the market telling you it’s all rather improbable.”
With a flourish, he concluded: “Anyone who says otherwise is simply not playing with a full deck. Do the math, darlings, and you’ll see it’s all quite clear.”
Schwartz, ever the pragmatist, reminded us that crypto markets are “rational most of the time,” with bull runs sparked by “unpredictable external changes” rather than telegraphed certainties. How utterly refreshing!
In a separate aside, he revisited his famous quip that XRP “can’t be cheap.” “A low price,” he explained, “makes it more expensive to use for payments and exchanges. It’s all rather mechanical, you see.”
The implication? Lower prices mean more units are needed to represent the same value, potentially complicating its use in payment flows. How dreadfully inconvenient!
Scaling the XRP Ledger? Really, Must We?
When queried about increasing XRPL throughput, Schwartz was characteristically blunt. “Higher TPS is possible, but it’s rather like adding more guests to a dinner party without expanding the table,” he remarked. “Node operators would bear the brunt, and decentralization would suffer. Really, must we?”
Instead, he suggested optimizing the value of each transaction. “With fees so low, many transactions are utterly trivial,” he noted. “Let’s focus on quality, not quantity, before we start fretting about throughput.”
At press time, XRP traded at $1.76. Hardly the stuff of $100 dreams, is it?
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2026-01-30 11:46