Moonpay, that paragon of innovation, has unveiled a non-custodial software layer, a delicate construct of digital alchemy, enabling AI agents to manage wallets and execute onchain transactions with the grace of a well-rehearsed ballet.
On the 24th of February, 2026, Moonpay, ever the alchemist of finance, unveiled Moonpay Agents, a developer’s dream woven into the Moonpay CLI. This platform, a pivotal moment in the “agent economy,” provides AI systems with the infrastructure to hold value and transact, all while human oversight slumbers. Once a user completes a one-time KYC verification-a ritual as ancient as bureaucracy itself-and funds a wallet, their AI agent, that digital serf, can programmatically trade, swap assets, and move funds across various blockchains, as if guided by the whims of a capricious god.
The suite, a veritable cornucopia of financial prowess, spans the entire lifecycle from fiat on-ramping via bank transfers, Apple Pay, or Venmo, to off-ramping back to traditional currency. Notably, the system is compatible with x402, that enigmatic standard of machine-to-machine payments, where bots barter like ancient merchants, exchanging tokens for services with the efficiency of a well-oiled machine.
“AI agents, those paragons of logical prowess, can reason, yet without the scaffolding of capital, they are but phantoms in the void. Moonpay, that bridge between the ethereal and the fiscal, stands as the harbinger of this union,” quoth Ivan Soto-Wright, CEO and Founder of Moonpay, whose words drip with the grandeur of a man who has seen the future-and it’s coded in Python.
🧭 FAQs
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How does an AI agent, that digital phantom, gain access to funds? The user, in a ritual of verification, generates a non-custodial wallet via the Moonpay CLI and funds it using Moonpay’s global fiat-to- crypto on-ramps, a process as thrilling as watching paint dry, but with more potential for profit.
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What specific actions can these agents perform? Agents, those mechanical sycophants, can execute cross-chain swaps, manage recurring buys, perform risk analysis, and off-ramp funds back to USD, EUR, or GBP, all while the human operator sips tea and wonders if they’ve been replaced by a spreadsheet.
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Is the wallet custodial or non-custodial? The infrastructure is strictly non-custodial; private keys are stored on the user’s own device, ensuring the user retains full control-assuming they remember where they left their laptop.
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Does the AI need to pass its own KYC? No. The human user, that weary soul, completes the KYC verification once, granting the agent permission to operate within that verified framework, a bureaucratic handshake that binds man and machine in a dance as old as time.
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2026-02-25 12:57