Lolli, a platform that lets you earn bitcoin rewards, is teaming up with Kard. This partnership will allow Lolli’s over 600,000 users to automatically earn bitcoin on their regular purchases, without needing to install any browser extensions, use promo codes, or change their checkout process.
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Key Takeaways:
- Lolli’s 600,000 users can now earn bitcoin automatically via Kard’s card-linked offer network as of May 19, 2026.
- Kard’s first-party transaction data from tens of millions of cardholders gives Lolli merchants a new bitcoin-native consumer channel.
- Thesis* plans to connect Lolli earnings to Mezo’s 1% APR borrowing layer, deepening its circular bitcoin economy stack.
Lolli Drops Checkout Friction as Kard Deal Turns Linked Cards Into Bitcoin Earning Tools
The announcement, revealed May 19, 2026, and shared with Bitcoin.com News, connects Lolli’s user base to Kard’s independent commerce media network, which processes first-party transaction data from tens of millions of cardholders. Users who link a Visa or Mastercard inside the Lolli app now earn bitcoin on qualifying purchases at participating merchants. The rewards post directly to the user’s Lolli wallet.
This release is Lolli’s most significant update since the company became part of Thesis, a venture studio specializing in Bitcoin. Now, the platform automatically includes thousands more shopping offers, so users don’t have to turn them on one by one.
The Kard network already features popular brands like Dropbox, Hydro Flask, and Stanley 1913, and many more. Lolli customers can easily access these rewards by simply linking a card, and the list of participating merchants is constantly growing.
“Most people don’t want to think about earning bitcoin. They want to live their lives and have it happen,” said Matt Luongo, co-founder of Thesis*. “Kard lets us deliver that. Our users link a card once, and bitcoin shows up in their wallet from spending they were already going to do.”
Once rewards accumulate, users can withdraw bitcoin via the Lightning Network or route funds into other products in the Thesis* stack. That includes Mezo, a borrowing platform where users can take out loans against their BTC at a fixed 1% annual percentage rate without selling their BTC.
The structure reflects a broader strategy at Thesis* to build what the company calls a circular bitcoin economy, where users earn, borrow, and spend bitcoin across a connected set of products. Lolli serves as the entry point for earning.
As a researcher, I’ve learned that Kard essentially provides the underlying infrastructure for rewards programs. They leverage predictive AI and their own transaction data to create customized offers for a large number of customers. What’s particularly interesting is their API-driven platform; it allows fintech companies and banks to build compelling rewards programs without having to directly manage relationships with merchants – Kard handles all of that operational complexity for them.
“Lolli’s audience is one of the most distinctive consumer cohorts in the rewards space,” Ben Mackinnon, CEO of Kard remarked. “We’re excited to power infrastructure that lets them earn bitcoin in the background of their everyday spending, and to give our merchants a meaningful new channel into that audience.”
This partnership gives Kard’s business partners access to customers who actively use Bitcoin. According to Mackinnon, these customers are hard to reach with typical loyalty programs, so Lolli offers a unique way to attract them.
The card-linked offer model is not new in consumer fintech, but applying it to bitcoin rewards at this scale marks a notable shift in how retail crypto rewards platforms operate. Until now, Lolli’s release says that most bitcoin cashback programs required users to shop through dedicated portals or activate deals manually.
Lolli first launched as a browser extension that paid bitcoin on online purchases. The Kard integration moves the earn mechanism deeper into daily spending behavior by tying it to physical and digital card use rather than a specific shopping flow.
The broader Thesis* portfolio also includes integrations with Bitrefill, which lets users spend bitcoin on gift cards and mobile top-ups. Together, the products are designed to let a user move through an earn, borrow, and spend cycle without converting bitcoin to U.S. dollars at any point.
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2026-05-19 21:28